Quick price summary
The table below shows the starting price, lowest paid tier, and number of pricing tiers for each of LedgerLab's 19 reviewed platforms. Scroll down for detailed tier-by-tier breakdowns.
Last Updated: April 2026
AI accounting software pricing comparison 2026
Every major AI accounting platform, every pricing tier, compared side-by-side. Prices verified as of April 2026.
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| Platform | Free tier | Starting price | Lowest paid | Tiers | G2 score | AI included |
|---|---|---|---|---|---|---|
| QuickBooks (Intuit) | No | $20/mo | $20 | 5 | 4/5 | Yes |
| FreshBooks | No | $23/mo | $23 | 4 | 4.5/5 | Yes |
| Xero | No | $20/mo | $20 | 3 | 4.4/5 | Yes |
| Zoho Books | Yes | Free | $15 | 6 | 4.5/5 | Yes |
| Wave (by H&R Block) | Yes | Free | $19 | 3 | 4.4/5 | Yes |
| Sage Accounting | No | $10/mo | $10 | 3 | 4.1/5 | Yes |
| Bench Accounting | No | $299/mo | $299 | 2 | 4.1/5 | Yes |
| Botkeeper | No | $69/license/mo | $69/license | 3 | 4.5/5 | Yes |
| Vic.ai | No | Contact Sales | Custom | 1 | 4.8/5 | Yes |
| Docyt | No | $299/entity/mo | $299/entity | 2 | 4.9/5 | Yes |
| Zeni | No | $549/mo | $549 | 3 | 4.7/5 | Yes |
| Pilot | No | $499/mo | $499 | 2 | 4.8/5 | Yes |
| Kashoo | No | $0–5/mo | $0–5 | 3 | 4.4/5 | Yes |
| FreeAgent | No | £0/mo | £0 | 4 | 4.6/5 | Yes |
| AutoEntry (by Sage) | No | $17/mo | $17 | 3 | 4.4/5 | Yes |
| DualEntry | No | Contact Sales | Custom | 3 | 4.5/5 | Yes |
| Puzzle | Yes | Free | $50 | 4 | 4.6/5 | Yes |
| Numeric | No | Contact Sales | Custom | 3 | 4.7/5 | Yes |
| Digits | Yes | Free | $30 | 4 | 4.5/5 | Yes |
Detailed tier-by-tier breakdown
Below is the complete pricing breakdown for every platform, including what each tier includes. Use this to find the right plan at the right price for your business size and needs.
QuickBooks (Intuit)
SMBs, freelancers, accountants, mid-market companies
G2: 4/5
Try QuickBooks ↗
| Plan | Price / month | Key inclusions |
|---|---|---|
| Solopreneur | $20 | 1 user, Basic invoicing, Mileage tracking |
| Simple Start | $38 | 1 user, Income & expense tracking, Tax deductions |
| Essentials | $75 | 3 users, Bills management, AccountingAI |
| Plus | $115 | 5 users, Inventory tracking, AI profit insights |
| Advanced | $275 | 25 users, Full AI automation suite, Project management AI |
Affiliate: $88 per sale or 10% recurring; $8 per lead · Cookie: 45 days
FreshBooks
Freelancers, self-employed professionals, small service-based businesses (1–50 employees)
G2: 4.5/5
Try FreshBooks ↗
| Plan | Price / month | Key inclusions |
|---|---|---|
| Lite | $23 | Up to 5 clients, Unlimited invoices, Expense tracking |
| Plus | $43 | Up to 50 clients, Recurring billing, Project profitability |
| Premium | $70 | Unlimited clients, Advanced reports, Team collaboration |
| Select | Custom | Dedicated account manager, Custom onboarding |
Affiliate: $10 per free trial signup + up to $200 per paid subscription · Cookie: 120 days
Xero
SMBs, accountants and bookkeeping firms, growing businesses globally (strong ANZ and UK presence)
G2: 4.4/5
Try Xero ↗
| Plan | Price / month | Key inclusions |
|---|---|---|
| Early | $20 | 5 invoices/month, 5 bills/month, Bank reconciliation |
| Growing | $47 | Unlimited invoices & bills, AI reconciliation, Analytics add-on |
| Established | $90 | Multi-currency, Analytics Plus, Projects, Expenses |
Affiliate: 30% recurring (refer-a-friend scheme); $200/sale reported for formal affiliates; custom rates negotiated · Cookie: 30 days (estimated; PartnerStack-managed)
Zoho Books
SMBs, freelancers, startups; strong in India, US, Canada; existing Zoho ecosystem users
G2: 4.5/5
Try Zoho Books ↗
| Plan | Price / month | Key inclusions |
|---|---|---|
| Free | $0 | Businesses under $50K revenue/year, 1 user, Basic invoicing and reports |
| Standard | $15 | 3 users, 5,000 invoices/year, AI categorization |
| Professional | $40 | 5 users, Bills, PO, sales orders |
| Premium | $60 | 10 users, Multi-currency, Custom reports |
| Elite | $120 | 10 users, Advanced inventory, Warehousing |
| Ultimate | $240 | 15 users, Advanced analytics, Full feature access |
Affiliate: 15% recurring for 12 months per qualified sale · Cookie: 90 days
Wave (by H&R Block)
Freelancers, sole proprietors, very small businesses seeking free-forever accounting software
G2: 4.4/5
Try Wave ↗
| Plan | Price / month | Key inclusions |
|---|---|---|
| Starter | $0 | Unlimited invoices, Expense tracking, Basic financial reports |
| Pro | $19 | Automated bank imports, Receipt scanning, Priority support |
| Payroll (US) | $40 + $6/employee/mo | Full-service payroll, Tax filing |
Affiliate: $5 per lead · Cookie: 30 days
Sage Accounting
SMBs, accountants, construction and manufacturing firms; dominant in UK, Europe, and Africa
G2: 4.1/5
Try Sage Accounting ↗
| Plan | Price / month | Key inclusions |
|---|---|---|
| Accounting Start | $10 | Invoicing, Bank reconciliation, Sage Copilot AI |
| Accounting Standard | $25 | Cash flow forecast, Multi-currency, Inventory |
| Accounting Plus | $48 | Advanced reporting, Project tracking, Full Copilot |
Affiliate: 7% per sale · Cookie: 30 days
Bench Accounting
US-based small businesses and freelancers seeking fully managed bookkeeping — no DIY
G2: 4.1/5
| Plan | Price / month | Key inclusions |
|---|---|---|
| Essential | $299 | Monthly bookkeeping, Financial reports, Year-end documents |
| Premium | $499 | Tax filing included, Priority support, CFO advisory |
Botkeeper
CPA firms and accounting practices (B2B model for firm-to-client use, not direct SMB)
G2: 4.5/5
| Plan | Price / month | Key inclusions |
|---|---|---|
| Infinite Platform | $69/license | Core AI platform, Reach Reporting included (from Jan 2026) |
| Basic Services | $199–$299/license | Transaction categorization, Bank reconciliation |
| Advanced Services | $399–$499/license | Payroll categorization, AP processing |
Vic.ai
Mid-market to enterprise finance teams; AP departments processing high volumes of invoices
G2: 4.8/5
| Plan | Price / month | Key inclusions |
|---|---|---|
| Enterprise Custom | Contact sales | Priced by user count, invoice volume, and feature set, Annual contract required |
Docyt
SMBs and multi-location businesses (hospitality, restaurants, retail); accounting firms serving those sectors
G2: 4.9/5
| Plan | Price / month | Key inclusions |
|---|---|---|
| Starter | $299/entity | Core AI bookkeeping, Bank reconciliation, Basic reporting |
| Enterprise | Custom | Multi-entity, Consolidated reports, Dedicated support team |
Zeni
US-based venture-backed and early-stage startups; pre-revenue to Series B companies
G2: 4.7/5
Try Zeni ↗
| Plan | Price / month | Key inclusions |
|---|---|---|
| Starter | $549 | Pre-revenue startups, Core AI bookkeeping, Dedicated finance team |
| Growth | $799 | Active operations, Custom reports, Faster close cycle |
| Enterprise | Custom | Complex accounting structures, Advanced integrations, Multi-entity |
Affiliate: Not publicly disclosed; requires program application · Cookie: Not publicly disclosed
Pilot
Venture-backed startups and growth-stage companies; Series A–C needing investor-ready financials
G2: 4.8/5
| Plan | Price / month | Key inclusions |
|---|---|---|
| Core | $499 | Monthly bookkeeping, Accrual accounting, Tax prep, AI chatbot |
| Select | Custom | Complex needs, Dedicated controller, CFO services, Custom reporting |
Kashoo
Very small businesses (1–10 employees), micro-businesses, sole proprietors wanting maximum simplicity
G2: 4.4/5
| Plan | Price / month | Key inclusions |
|---|---|---|
| TrulySmall Invoices | $0–5 | Invoice-only, Payment tracking |
| TrulySmall Accounting | $20 | Full bookkeeping, Expenses, Reports, AI categorization |
| Kashoo Full | $30 | Advanced reports, Unlimited users, Full feature set |
FreeAgent
UK freelancers, contractors, and micro-businesses; NatWest/RBS/Mettle bank customers (free access)
G2: 4.6/5
| Plan | Price / month | Key inclusions |
|---|---|---|
| Free for NatWest/RBS/Mettle customers | £0 | Full product access for qualifying NatWest Group bank customers |
| Sole Trader | £19/mo (~$24) | Self Assessment, Invoicing, MTD VAT |
| Partnership/LLP | £29/mo (~$36) | Partnership tax returns, All features |
| Limited Company | £39/mo (~$49) | Corporation Tax, Payroll, Full compliance |
AutoEntry (by Sage)
Accountants, bookkeepers, and SMBs needing automated data capture from paper and digital documents
G2: 4.4/5
Try AutoEntry ↗
| Plan | Price / month | Key inclusions |
|---|---|---|
| 50 credits/month | $17 | 50 document extractions, No contract, Rolling monthly |
| 100 credits/month | $23 | 100 document extractions, All features |
| Custom volume | Volume pricing | High-volume practices, Unlimited clients, Custom allowance |
Affiliate: Partner earns credits, cash back, or charity contributions; client receives 50% off for first 6 months · Cookie: Not publicly stated
DualEntry
Mid-market firms (50-1000 employees) needing AI-native ERP with multi-entity consolidation, complex financial operations, and high-volume general ledger management
G2: 4.5/5
| Plan | Price / month | Key inclusions |
|---|---|---|
| Growth | Custom | Mid-market firms, Up to 5 entities, AI ledger + reporting |
| Scale | Custom | Multi-entity consolidation, Advanced AI workflows, Dedicated success manager |
| Enterprise | Contact Sales | Unlimited entities, Custom integrations, SLA + premium support |
Puzzle
Modern venture-backed startups and pre-Series-B technology companies that want AI-driven autonomous bookkeeping with a founder-friendly UX and tight integration with the modern startup finance stack (Stripe, Brex, Mercury, Ramp)
G2: 4.6/5
| Plan | Price / month | Key inclusions |
|---|---|---|
| Free | $0 | Pre-revenue startups, Basic AI bookkeeping, Up to 50 transactions/mo |
| Standard | $50 | Up to 500 transactions/mo, Full integration stack, Real-time dashboards |
| Plus | $200 | Unlimited transactions, Advanced AI workflows, Investor reporting |
| Premium | Custom | Multi-entity, Custom integrations, Dedicated CSM |
Numeric
Mid-market finance teams ($10M-$200M revenue), CFOs and controllers running monthly close in QBO/NetSuite/Sage Intacct who want AI-driven close automation + flux analysis + narrative reporting without replacing the underlying GL
G2: 4.7/5
| Plan | Price / month | Key inclusions |
|---|---|---|
| Growth | Custom | Mid-market finance teams, Core close automation, QBO/NetSuite integrations |
| Scale | Custom | Multi-entity close, Advanced AI workflows, Dedicated CSM |
| Enterprise | Contact Sales | Unlimited entities, Custom integrations, SLA + premium support |
Digits
Venture-backed startups + small businesses ($0-$10M revenue) wanting AI-driven autopilot bookkeeping with founder-friendly dashboards and AI-generated financial narratives
G2: 4.5/5
| Plan | Price / month | Key inclusions |
|---|---|---|
| Free | $0 | Pre-revenue startups, Basic AI categorization, Up to 100 transactions/mo |
| Starter | $30 | Up to 1,000 transactions/mo, Full integration stack, Real-time dashboards |
| Growth | $100 | Unlimited transactions, AI narratives, Investor reporting |
| Scale | Custom | Multi-entity, Custom integrations, Dedicated success |
Key takeaways
- Best free option: Zoho Books (free for businesses under $50K revenue) offers the most complete free tier. Wave's free plan lost bank auto-import, limiting its utility.
- Best value under $25/month: Sage Accounting Start ($10/mo) includes Sage Copilot AI in all tiers. Zoho Books Standard ($15/mo) offers AI categorization and 3-user access.
- Best mid-tier value: FreshBooks Plus ($43/mo) offers the best feature-to-price ratio for service businesses. Xero Growing ($47/mo) adds multi-currency and 1,000+ integrations.
- Most expensive: QuickBooks Advanced ($275/mo) is the priciest, but includes the most advanced AI (Intuit Assist) and 25-user support. Bench Accounting ($299–$499/mo) provides fully managed bookkeeping.
- Best AI at lowest price: Sage includes Copilot AI from $10/month. QuickBooks gates its best AI features behind the $275/month Advanced plan.
How we compiled this data
All prices are sourced directly from each platform's public pricing pages, verified as of April 2026. Prices shown are standard list prices — many platforms offer introductory discounts (typically 50–70% off for the first 3–6 months) that are not reflected here. Annual billing discounts are noted where applicable. See our methodology for details.
Frequently asked questions
Which AI accounting platform offers the best free tier?
Zoho Books offers the most complete free tier — available to businesses with under $50K annual revenue, it includes AI-assisted categorization, three-user access, and bank feeds. Wave (by H&R Block) is free for invoicing and expense tracking, but moved bank auto-import to its $19/month Pro plan, limiting its utility for daily bookkeeping.
What is the cheapest paid AI accounting software in 2026?
Sage Accounting Start at $10/month is the cheapest paid tier that includes real AI (Sage Copilot). Xero Starter is $20/month and includes Xero JAX bank reconciliation AI. QuickBooks Simple Start starts at $30/month. FreshBooks Lite starts at $19/month for up to five clients.
Do introductory discounts apply to these prices?
All prices shown are standard list prices as of April 2026. Many platforms offer introductory discounts — typically 50–70% off for the first three to six months — that are not reflected here. Annual billing discounts (typically 10–20%) are also not shown. See each platform's pricing page for current promotional rates.
How do LedgerLab's 19 platforms compare on price?
The range is wide: free (Zoho Books, Wave Starter) to $499–799/month for fully managed bookkeeping services (Pilot, Zeni). Self-serve AI accounting software clusters between $10–90/month for SMB tiers. AI-native tools like Vic.ai and Numeric use custom/contact-sales pricing targeting mid-market and enterprise buyers.
How were these prices verified?
All prices are sourced directly from each platform's public pricing pages and verified as of April 2026. LedgerLab re-verifies pricing data every 90 days, or sooner if a platform announces a pricing change. See our methodology for details.